first commit

plugins/yseqt/inc/YseqtClient.php

@@ -0,0 +1,239 @@
+<?php
+
+/**
+ * @see https://www.yuque.com/bgu2ty/eqt
+ */
+class YseqtClient
+{
+
+    //发起方商户号
+    private $srcMerchantNo;
+
+    //银盛公钥证书
+    private $businessgateCertPath;
+
+    //私钥证书文件
+    private $privateCertPath;
+
+    //私钥密码
+    private $privateKeyPwd;
+
+    private $charset = 'UTF-8';
+    private $signType = 'RSA';
+    private $version = 'v2.0.0';
+
+    public $gateway_url = 'https://eqt.ysepay.com/api/trade';
+    
+    public function __construct($srcMerchantNo, $privateKeyPwd){
+        $this->srcMerchantNo = $srcMerchantNo;
+        $this->privateKeyPwd = $privateKeyPwd;
+        $this->businessgateCertPath = PLUGIN_ROOT.'yseqt/cert/businessgate.cer';
+        if(file_exists(PLUGIN_ROOT.'yseqt/cert/'.$srcMerchantNo.'.pfx')){
+            $this->privateCertPath = PLUGIN_ROOT.'yseqt/cert/'.$srcMerchantNo.'.pfx';
+        }else{
+            $this->privateCertPath = PLUGIN_ROOT.'yseqt/cert/client.pfx';
+        }
+        if(!file_exists($this->businessgateCertPath)){
+            throw new \Exception('银盛公钥证书文件businessgate.cer不存在');
+        }
+        if(!file_exists($this->privateCertPath)){
+            throw new \Exception('商户私钥证书文件client.pfx不存在');
+        }
+    }
+
+    //交易接口
+    public function execute($serviceNo, $bizContent){
+        $params = [
+            'requestId' => getSid(),
+            'srcMerchantNo' => $this->srcMerchantNo,
+            'version' => $this->version,
+            'charset' => $this->charset,
+            'serviceNo' => $serviceNo,
+            'signType' => $this->signType,
+        ];
+        $params['bizReqJson'] = json_encode($bizContent, JSON_UNESCAPED_SLASHES|JSON_UNESCAPED_UNICODE);
+        $params['sign'] = $this->generateSign($params);
+        $response = $this->curl($this->gateway_url, $params);
+        $result = json_decode($response, true);
+        if(!empty($result['sign'])){
+            $this->verifyResponse($result);
+        }
+        if(isset($result['code']) && $result['code'] == 'SYS000'){
+            return $result['bizResponseJson'];
+        }else{
+            throw new \Exception($result['msg']?$result['msg']:'返回数据解析失败');
+        }
+    }
+
+    //文件上传接口
+    public function upload($serviceNo, $bizContent){
+        $url = 'https://eqt.ysepay.com/api/file';
+        $params = [
+            'requestId' => getSid(),
+            'srcMerchantNo' => $this->srcMerchantNo,
+            'version' => $this->version,
+            'charset' => $this->charset,
+            'serviceNo' => $serviceNo,
+            'signType' => $this->signType,
+        ];
+        $params['sign'] = $this->generateSign($params);
+        $params['bizReqJson'] = json_encode($bizContent, JSON_UNESCAPED_SLASHES|JSON_UNESCAPED_UNICODE);
+        $response = $this->curl($url, $params);
+        $result = json_decode($response, true);
+        if(!empty($result['sign'])){
+            $this->verifyResponse($result);
+        }
+        if(isset($result['code']) && $result['code'] == 'SYS000'){
+            return $result['bizResponseJson'];
+        }else{
+            throw new \Exception($result['msg']?$result['msg']:'返回数据解析失败');
+        }
+    }
+
+    //异步通知回调验签
+    public function verify($params)
+    {
+        if (!$params || !isset($params['sign'])) {
+            return false;
+        }
+        $sign = $params['sign'];
+        $data = $this->getSignContent($params);
+        try {
+            return $this->rsaPubilcVerify($data, $sign);
+        } catch (\Exception $ex) {
+            return false;
+        }
+    }
+
+    //验证返回内容签名
+    private function verifyResponse($params)
+    {
+        $sign = $params['sign'];
+        if(is_array($params['bizResponseJson'])) $params['bizResponseJson'] = json_encode($params['bizResponseJson'], JSON_UNESCAPED_SLASHES|JSON_UNESCAPED_UNICODE);
+        $data = $this->getSignContent($params);
+        $checkResult = $this->rsaPubilcVerify($data, $sign);
+        if (!$checkResult) {
+            throw new \Exception('对返回数据使用银盛公钥验签失败');
+        }
+    }
+
+    private function generateSign($params){
+        return $this->rsaPrivateSign($this->getSignContent($params));
+    }
+
+    private function getSignContent($params){
+        ksort($params);
+        unset($params['sign']);
+
+        $signStr = "";
+        foreach ($params as $key => $val) {
+            if(substr($val, 0, 1) == '@' || $val === null) continue;
+            $signStr .= $key . '=' . $val . '&';
+        }
+        return rtrim($signStr, '&');
+    }
+
+    //银盛公钥
+    private function getPublicKey()
+    {
+        $file = file_get_contents($this->businessgateCertPath);
+        $cert = chunk_split(base64_encode($file), 64, "\n");
+        $cert = "-----BEGIN CERTIFICATE-----\n" . $cert . "-----END CERTIFICATE-----\n";
+        $res = openssl_pkey_get_public($cert);
+        if (!$res) {
+            throw new \Exception('从银盛公钥证书获取公钥失败');
+        }
+        return $res;
+    }
+
+    //商户私钥
+    private function getPrivateKey()
+    {
+        $file = file_get_contents($this->privateCertPath);
+        if (!openssl_pkcs12_read($file, $cert, $this->privateKeyPwd)) {
+            throw new \Exception('商户私钥证书解析失败');
+        }
+        return openssl_pkey_get_private($cert['pkey']);
+    }
+    
+    //私钥加签
+    private function rsaPrivateSign($data)
+    {
+        $prikey = $this->getPrivateKey();
+        $result   = openssl_sign($data, $sign, $prikey);
+        if (!$result) throw new \Exception('sign error');
+        return base64_encode($sign);
+    }
+
+    //公钥验签
+    public function rsaPubilcVerify($data, $sign)
+    {
+        $pubkey = $this->getPublicKey();
+        $result = openssl_verify($data, base64_decode($sign), $pubkey);
+        return $result === 1;
+    }
+
+    //DES加密方法
+    public function ECBEncrypt($data, $key): string
+    {
+        $encrypted = openssl_encrypt($data, 'DES-ECB', $key, OPENSSL_RAW_DATA);
+        return base64_encode($encrypted);
+    }
+
+    //DES解密方法
+    public function ECBDecrypt($data, $key): string
+    {
+        $encrypted = base64_decode($data);
+        $decrypted = openssl_decrypt($encrypted, 'DES-ECB', $key, OPENSSL_RAW_DATA);
+        return $decrypted;
+    }
+
+    private function curl($url, $postFields = null)
+    {
+        $ch = curl_init();
+
+        curl_setopt($ch, CURLOPT_URL, $url);
+        curl_setopt($ch, CURLOPT_FAILONERROR, false);
+        curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
+        curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);
+        curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);
+
+        if (is_array($postFields) && 0 < count($postFields)) {
+            $postMultipart = false;
+            foreach ($postFields as &$value) {
+                if(substr($value, 0, 1) == '@' && class_exists('CURLFile')){
+                    $postMultipart = true;
+                    $file = substr($value, 1);
+                    if(file_exists($file)){
+                        $value = new \CURLFile($file);
+                    }
+                }
+            }
+            curl_setopt($ch, CURLOPT_POST, true);
+            if($postMultipart){
+                curl_setopt($ch, CURLOPT_POSTFIELDS, $postFields);
+            }else{
+                curl_setopt($ch, CURLOPT_POSTFIELDS, http_build_query($postFields));
+            }
+        }
+
+        $response = curl_exec($ch);
+
+        if (curl_errno($ch) > 0) {
+            $errmsg = curl_error($ch);
+            curl_close($ch);
+            throw new \Exception($errmsg, 0);
+        }
+
+        $httpStatusCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);
+        if ($httpStatusCode != 200) {
+            curl_close($ch);
+            throw new \Exception($response, $httpStatusCode);
+        }
+
+        curl_close($ch);
+
+        return $response;
+    }
+    
+}

plugins/yseqt/yseqt_plugin.php

@@ -0,0 +1,609 @@
+<?php
+
+class yseqt_plugin
+{
+	static public $info = [
+		'name'        => 'yseqt', //支付插件英文名称，需和目录名称一致，不能有重复
+		'showname'    => '银盛e企通', //支付插件显示名称
+		'author'      => '银盛', //支付插件作者
+		'link'        => 'https://www.ysepay.com/', //支付插件作者链接
+		'types'       => ['alipay','wxpay','bank'], //支付插件支持的支付方式，可选的有alipay,qqpay,wxpay,bank
+		'transtypes'  => ['bank'], //支付插件支持的转账方式，可选的有alipay,qqpay,wxpay,bank
+		'inputs' => [ //支付插件要求传入的参数以及参数显示名称，可选的有appid,appkey,appsecret,appurl,appmchid
+			'appid' => [
+				'name' => '服务商商户号',
+				'type' => 'input',
+				'note' => '',
+			],
+			'appkey' => [
+				'name' => '私钥证书密码',
+				'type' => 'input',
+				'note' => '',
+			],
+			'appmchid' => [
+				'name' => '收款商户号',
+				'type' => 'input',
+				'note' => '',
+			],
+		],
+		'select_alipay' => [
+			'1' => '扫码支付',
+			'2' => '生活号支付',
+		],
+		'select_wxpay' => [
+			'1' => '公众号支付',
+			'2' => '小程序H5支付',
+			'3' => 'JS支付',
+		],
+		'select' => null,
+		'note' => '只能使用RSA证书！需要将商户私钥证书client.pfx（或商户号.pfx）上传到 /plugins/yseqt/cert 文件夹内', //支付密钥填写说明
+		'bindwxmp' => true, //是否支持绑定微信公众号
+		'bindwxa' => false, //是否支持绑定微信小程序
+	];
+
+	static public function submit(){
+		global $siteurl, $channel, $order, $sitename;
+
+		if($order['typename']=='alipay'){
+			if(checkalipay() && in_array('2',$channel['apptype'])){
+				return ['type'=>'jump','url'=>'/pay/alipaywap/'.TRADE_NO.'/'];
+			}
+			return ['type'=>'jump','url'=>'/pay/alipay/'.TRADE_NO.'/'];
+		}elseif($order['typename']=='wxpay'){
+			if(checkwechat()){
+				return ['type'=>'jump','url'=>'/pay/wxpay/'.TRADE_NO.'/'];
+			}elseif(checkmobile() && (in_array('1',$channel['apptype']) || in_array('2',$channel['apptype']))){
+				return ['type'=>'jump','url'=>'/pay/wxwappay/'.TRADE_NO.'/'];
+			}else{
+				return ['type'=>'jump','url'=>'/pay/wxpay/'.TRADE_NO.'/'];
+			}
+		}elseif($order['typename']=='bank'){
+			return ['type'=>'jump','url'=>'/pay/bank/'.TRADE_NO.'/'];
+		}
+	}
+
+	static public function mapi(){
+		global $siteurl, $channel, $order, $conf, $device, $mdevice, $method;
+
+		if($method == 'applet'){
+			return self::wxapppay();
+		}elseif($order['typename']=='alipay'){
+			if($mdevice=='alipay' && in_array('2',$channel['apptype'])){
+				return self::alipaywap();
+			}
+			return self::alipay();
+		}elseif($order['typename']=='wxpay'){
+			if($mdevice=='wechat'){
+				return self::wxpay();
+			}elseif($device=='mobile'){
+				return self::wxwappay();
+			}else{
+				return self::wxpay();
+			}
+		}elseif($order['typename']=='bank'){
+			return self::bank();
+		}
+	}
+
+	//正扫支付
+	static private function scanPay($bank_type){
+		global $siteurl, $channel, $order, $ordername, $conf, $clientip;
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		$params = [
+			'requestNo' => TRADE_NO,
+			'payeeMerchantNo' => $channel['appmchid'],
+			'orderDesc' => $ordername,
+			'amount' => $order['realmoney'],
+			'bankType' => $bank_type,
+			'notifyUrl' => $conf['localurl'] . 'pay/notify/' . TRADE_NO . '/',
+		];
+		if($order['profits'] > 0){
+			$params['isDivision'] = 'Y';
+		}
+
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		return \lib\Payment::lockPayData(TRADE_NO, function () use ($client, $params) {
+            $result = $client->execute('scanPay', $params);
+			if($result['subCode'] == 'COM000'){
+				return $result['qrCode'];
+			}else{
+				throw new Exception($result['subMsg']);
+			}
+        });
+	}
+
+	//聚合收银台支付
+	static private function cashierPay($pay_mode){
+		global $siteurl, $channel, $order, $ordername, $conf, $clientip;
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		$params = [
+			'requestNo' => TRADE_NO,
+			'payeeMerchantNo' => $channel['appmchid'],
+			'orderDesc' => $ordername,
+			'amount' => $order['realmoney'],
+			'payMode' => $pay_mode,
+			'notifyUrl' => $conf['localurl'] . 'pay/notify/' . TRADE_NO . '/',
+			'isFastPay' => 'Y'
+		];
+		if($order['profits'] > 0){
+			$params['isDivision'] = 'Y';
+		}
+
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		return \lib\Payment::lockPayData(TRADE_NO, function () use ($client, $params) {
+            $result = $client->execute('cashierPay', $params);
+			if($result['subCode'] == 'COM000'){
+				return $result['payData'];
+			}else{
+				throw new Exception($result['subMsg']);
+			}
+        });
+	}
+
+	//聚合JS支付
+	static private function jsPay($bankType, $payMode, $openid = null, $appid = null){
+		global $siteurl, $channel, $order, $ordername, $conf, $clientip;
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		$params = [
+			'requestNo' => TRADE_NO,
+			'payeeMerchantNo' => $channel['appmchid'],
+			'orderDesc' => $ordername,
+			'amount' => $order['realmoney'],
+			'bankType' => $bankType,
+			'payMode' => $payMode,
+			'notifyUrl' => $conf['localurl'] . 'pay/notify/' . TRADE_NO . '/',
+		];
+		if($payMode == '28' || $payMode == '29'){
+			$params['wxAppId'] = $appid;
+			$params['wxOpenId'] = $openid;
+		}elseif($payMode == '26'){
+			$params['alipayId'] = $openid;
+		}elseif($payMode == '30'){
+			$params['unionUserId'] = $openid;
+		}
+		if($order['profits'] > 0){
+			$params['isDivision'] = 'Y';
+		}
+
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		return \lib\Payment::lockPayData(TRADE_NO, function () use ($client, $params) {
+            $result = $client->execute('jsPay', $params);
+			if($result['subCode'] == 'COM000'||$result['subCode'] == 'COM004'){
+				return $result['payData'];
+			}else{
+				throw new Exception($result['subMsg']);
+			}
+        });
+	}
+
+	//支付宝扫码支付
+	static public function alipay(){
+		global $channel, $siteurl, $mdevice;
+		if(in_array('1',$channel['apptype'])){
+			try{
+				$code_url = self::scanPay('1903000');
+			}catch(Exception $ex){
+				return ['type'=>'error','msg'=>'支付宝下单失败！'.$ex->getMessage()];
+			}
+		}else{
+			$code_url = $siteurl.'pay/alipaywap/'.TRADE_NO.'/';
+		}
+
+		if(checkalipay() || $mdevice=='alipay'){
+			return ['type'=>'jump','url'=>$code_url];
+		}else{
+			return ['type'=>'qrcode','page'=>'alipay_qrcode','url'=>$code_url];
+		}
+	}
+	
+	//支付宝生活号支付
+	static public function alipaywap(){
+		global $mdevice;
+		try{
+			$code_url = self::cashierPay('26');
+		}catch(Exception $ex){
+			return ['type'=>'error','msg'=>'支付宝下单失败！'.$ex->getMessage()];
+		}
+
+		if(checkalipay() || $mdevice=='alipay'){
+			return ['type'=>'jump','url'=>$code_url];
+		}else{
+			return ['type'=>'page','page'=>'alipay_h5','url'=>$code_url];
+		}
+	}
+
+	//微信扫码支付
+	static public function wxpay(){
+		global $channel, $siteurl, $device, $mdevice;
+		if(in_array('2',$channel['apptype'])){
+			try{
+				$code_url = self::cashierPay('29h5');
+			}catch(Exception $ex){
+				return ['type'=>'error','msg'=>'微信支付下单失败！'.$ex->getMessage()];
+			}
+		}elseif(in_array('1',$channel['apptype'])){
+			$code_url = $siteurl.'pay/wxwappay/'.TRADE_NO.'/';
+		}else{
+			$code_url = $siteurl.'pay/wxjspay/'.TRADE_NO.'/';
+		}
+
+		if (checkwechat() || $mdevice=='wechat') {
+			return ['type'=>'jump','url'=>$code_url];
+		} elseif (checkmobile() || $device == 'mobile') {
+			return ['type'=>'qrcode','page'=>'wxpay_wap','url'=>$code_url];
+		} else {
+			return ['type'=>'qrcode','page'=>'wxpay_qrcode','url'=>$code_url];
+		}
+	}
+	
+	//微信手机支付
+	static public function wxwappay(){
+		global $siteurl,$channel, $mdevice;
+		if(in_array('2',$channel['apptype'])){
+			try{
+				$code_url = self::cashierPay('29UrlScheme');
+			}catch(Exception $ex){
+				return ['type'=>'error','msg'=>'微信支付下单失败！'.$ex->getMessage()];
+			}
+			return ['type'=>'scheme','page'=>'wxpay_mini','url'=>$code_url];
+		}
+		elseif(in_array('1',$channel['apptype'])){
+			try{
+				$code_url = self::cashierPay('28');
+			}catch(Exception $ex){
+				return ['type'=>'error','msg'=>'微信支付下单失败！'.$ex->getMessage()];
+			}
+			if (checkwechat() || $mdevice=='wechat') {
+				return ['type'=>'jump','url'=>$code_url];
+			} else {
+				return ['type'=>'qrcode','page'=>'wxpay_wap','url'=>$code_url];
+			}
+		}
+	}
+
+	//微信公众号支付
+	static public function wxjspay(){
+		global $siteurl, $channel, $order, $ordername, $conf;
+
+		//①、获取用户openid
+		$wxinfo = \lib\Channel::getWeixin($channel['appwxmp']);
+		if(!$wxinfo) return ['type'=>'error','msg'=>'支付通道绑定的微信公众号不存在'];
+		try{
+			$tools = new \WeChatPay\JsApiTool($wxinfo['appid'], $wxinfo['appsecret']);
+			$openid = $tools->GetOpenid();
+		}catch(Exception $e){
+			return ['type'=>'error','msg'=>$e->getMessage()];
+		}
+		$blocks = checkBlockUser($openid, TRADE_NO);
+		if($blocks) return $blocks;
+
+		//②、统一下单
+		try{
+			$paydata = self::jsPay('1902000', '28', $openid, $wxinfo['appid']);
+		}catch(Exception $ex){
+			return ['type'=>'error','msg'=>'微信支付下单失败！'.$ex->getMessage()];
+		}
+		
+		if($_GET['d']==1){
+			$redirect_url='data.backurl';
+		}else{
+			$redirect_url='\'/pay/ok/'.TRADE_NO.'/\'';
+		}
+		return ['type'=>'page','page'=>'wxpay_jspay','data'=>['jsApiParameters'=>$paydata, 'redirect_url'=>$redirect_url]];
+	}
+
+	//微信小程序支付
+	static public function wxminipay(){
+		global $siteurl,$channel, $mdevice;
+		$code = isset($_GET['code'])?trim($_GET['code']):exit('{"code":-1,"msg":"code不能为空"}');
+	
+		//①、获取用户openid
+		$wxinfo = \lib\Channel::getWeixin($channel['appwxa']);
+		if(!$wxinfo)exit('{"code":-1,"msg":"支付通道绑定的微信小程序不存在"}');
+		try{
+			$tools = new \WeChatPay\JsApiTool($wxinfo['appid'], $wxinfo['appsecret']);
+			$openid = $tools->AppGetOpenid($code);
+		}catch(Exception $e){
+			exit('{"code":-1,"msg":"'.$e->getMessage().'"}');
+		}
+		$blocks = checkBlockUser($openid, TRADE_NO);
+		if($blocks)exit('{"code":-1,"msg":"'.$blocks['msg'].'"}');
+
+		//②、统一下单
+		try{
+			$paydata = self::jsPay('1902000', '29', $openid, $wxinfo['appid']);
+		}catch(Exception $ex){
+			exit('{"code":-1,"msg":"'.$ex->getMessage().'"}');
+		}
+		exit(json_encode(['code'=>0, 'data'=>json_decode($paydata, true)]));
+	}
+
+	//微信APP支付
+	static public function wxapppay(){
+		try{
+			$paydata = self::cashierPay('29');
+		}catch(Exception $e){
+			return ['type'=>'error','msg'=>$e->getMessage()];
+		}
+		return ['type'=>'wxapp','data'=>['appId'=>'wx05e71f6f41f6b9b4', 'miniProgramId'=>'gh_d27d42772cd8', 'path'=>'pages/index/index', 'extraData'=>json_decode($paydata, true)]];
+	}
+
+	//云闪付扫码支付
+	static public function bank(){
+		try{
+			$code_url = self::scanPay('9001002');
+		}catch(Exception $ex){
+			return ['type'=>'error','msg'=>'云闪付下单失败！'.$ex->getMessage()];
+		}
+
+		return ['type'=>'qrcode','page'=>'bank_qrcode','url'=>$code_url];
+	}
+
+	//支付成功页面
+	static public function ok(){
+		return ['type'=>'page','page'=>'ok'];
+	}
+
+	//异步回调
+	static public function notify(){
+		global $channel, $order;
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		//计算得出通知验证结果
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		$verify_result = $client->verify($_POST);
+
+		if($verify_result) {//验证成功
+			$arr = json_decode($_POST['bizResponseJson'], true);
+			$out_trade_no = $arr['requestNo'];
+			$trade_no = $arr['tradeSn'];
+			$buyer_id = !empty($arr['openId']) ? $arr['openId'] : $arr['userId'];
+			$total_amount = $arr['amount'];
+			$bill_trade_no = $arr['channelRecvSn'];
+			if($order['type'] == 1 && substr($bill_trade_no, 0, 4) != date('Y') && substr($bill_trade_no, 2, 4) == date('Y')) $bill_trade_no = substr($bill_trade_no, 2);
+
+			if ($arr['state'] == 'SUCCESS') {
+				if($out_trade_no == TRADE_NO && round($total_amount,2)==round($order['realmoney'],2)){
+					processNotify($order, $trade_no, $buyer_id, $bill_trade_no);
+				}
+			}
+			return ['type'=>'html','data'=>'success'];
+		}
+		else {
+			//验证失败
+			return ['type'=>'html','data'=>'fail'];
+		}
+	}
+
+	//支付返回页面
+	static public function return(){
+		return ['type'=>'page','page'=>'return'];
+	}
+
+	//退款
+	static public function refund($order){
+		global $channel, $DB;
+		if(empty($order))exit();
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		$params = [
+			'requestNo' => $order['refund_no'],
+			'origRequestNo' => $order['trade_no'],
+			'origTradeSn' => $order['api_trade_no'],
+			'amount' => $order['refundmoney'],
+			'reason' => '申请退款',
+			'isDivision' => 'N'
+		];
+		if($order['profits'] > 0){
+			$psorder = $DB->getRow("SELECT A.*,B.channel,B.account FROM pre_psorder A LEFT JOIN pre_psreceiver B ON A.rid=B.id WHERE A.trade_no=:trade_no", [':trade_no'=>$order['trade_no']]);
+			if($psorder && ($psorder['status'] == 1 || $psorder['status'] == 2)){
+				$params['isDivision'] = 'Y';
+				$refundSplitInfo = [
+					[
+						'refundMercId' => $psorder['account'],
+						'refundAmount' => $psorder['money'],
+					],
+					[
+						'refundMercId' => $channel['appmchid'],
+						'refundAmount' => round($order['realmoney'] - $psorder['money'], 2),
+					]
+				];
+				$params['refundSplitInfo'] = $refundSplitInfo;
+			}
+		}
+
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		try{
+			$result = $client->execute('refund', $params);
+			if($result['subCode'] == 'COM000' || $result['subCode'] == 'COM004'){
+				if($psorder && ($psorder['status'] == 1 || $psorder['status'] == 2)){
+					$DB->update('psorder', ['status'=>4], ['id'=>$psorder['id']]);
+				}
+				return ['code'=>0, 'trade_no'=>$result['refundSn'], 'refund_fee'=>$result['amount']];
+			}else{
+				$params['requestNo'] = $order['refund_no'].'1';
+				$params['refundSource'] = '01';
+				$result = $client->execute('refund', $params);
+				if($result['subCode'] == 'COM000' || $result['subCode'] == 'COM004'){
+					if($psorder && ($psorder['status'] == 1 || $psorder['status'] == 2)){
+						$DB->update('psorder', ['status'=>4], ['id'=>$psorder['id']]);
+					}
+					return ['code'=>0, 'trade_no'=>$result['refundSn'], 'refund_fee'=>$result['amount']];
+				}else{
+					return ['code'=>-1, 'msg'=>$result['subMsg']];
+				}
+			}
+		}catch(Exception $e){
+			return ['code'=>-1, 'msg'=>$e->getMessage()];
+		}
+	}
+
+	static public function othernotify(){
+		global $channel;
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		//计算得出通知验证结果
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		$verify_result = $client->verify($_POST);
+
+		if($verify_result) {//验证成功
+			$arr = json_decode($_POST['bizResponseJson'], true);
+
+			if($_POST['serviceNo'] == 'merchantAddNotify'){
+				$model = \lib\Applyments\CommUtil::getModel2($channel);
+				if($model) $model->notify($arr);
+			}
+			
+			return ['type'=>'html','data'=>'success'];
+		}
+		else {
+			//验证失败
+			return ['type'=>'html','data'=>'fail'];
+		}
+	}
+
+	//转账
+	static public function transfer($channel, $bizParam){
+		global $conf;
+		if(empty($channel) || empty($bizParam))exit();
+
+		require(PLUGIN_ROOT.'yseqt/inc/YseqtClient.php');
+
+		$params = [
+			'requestNo' => $bizParam['out_biz_no'],
+			'merchantNo' => $channel['appmchid'],
+			'amount' => $bizParam['money'],
+			'orderNote' => $bizParam['transfer_desc'],
+			'bankAccountNo' => $bizParam['payee_account'],
+			'bankAccountName' => $bizParam['payee_real_name'],
+			'notifyUrl' => $conf['localurl'].'pay/transfernotify/'.$channel['id'].'/',
+		];
+
+		try{
+			$client = new YseqtClient($channel['appid'], $channel['appkey']);
+			$result = $client->execute('paymentRequest', $params);
+			if($result['subCode'] == 'COM000'){
+				return ['code'=>0, 'status'=>0, 'orderid'=>$result['tradeSn'], 'paydate'=>date('Y-m-d H:i:s')];
+			}else{
+				return ['code'=>-1, 'msg'=>$result['subMsg']];
+			}
+		}catch(Exception $ex){
+			return ['code'=>-1, 'msg'=>$ex->getMessage()];
+		}
+	}
+
+	//转账查询
+	static public function transfer_query($channel, $bizParam){
+		if(empty($channel) || empty($bizParam))exit();
+
+		require(PLUGIN_ROOT.'yseqt/inc/YseqtClient.php');
+
+		$params = [
+			'requestNo' => $bizParam['out_biz_no'],
+			'tradeDate' => substr($bizParam['paydate'], 0, 8),
+		];
+
+		try{
+			$client = new YseqtClient($channel['appid'], $channel['appkey']);
+			$result = $client->execute('paymentQuery', $params);
+			if($result['subCode'] == 'COM000'){
+				if($result['state'] == 'SUCCESS'){
+					$status = 1;
+				}elseif($result['state'] == 'PROCESSING' || $result['orderStatus'] == 'WAIT_PAY'){
+					$status = 0;
+				}else{
+					$status = 2;
+					if($result['msg']){
+						$errmsg = $result['msg'];
+					}
+				}
+				return ['code'=>0, 'status'=>$status, 'amount'=>$result['amount'], 'paydate'=>date('Y-m-d H:i:s', strtotime($result['tradeDate'])), 'errmsg'=>$errmsg];
+			}else{
+				return ['code'=>-1, 'msg'=>$result['subMsg']];
+			}
+		}catch(Exception $ex){
+			return ['code'=>-1, 'msg'=>$ex->getMessage()];
+		}
+	}
+
+	//余额查询
+	static public function balance_query($channel, $bizParam){
+		if(empty($channel))exit();
+
+		require(PLUGIN_ROOT.'yseqt/inc/YseqtClient.php');
+
+		$params = [
+			'merchantNo' => $channel['appmchid'],
+		];
+
+		try{
+			$client = new YseqtClient($channel['appid'], $channel['appkey']);
+			$result = $client->execute('paymentQuery', $params);
+			
+			$desc = '账户总金额：'.$result['totalAmount'].'元';
+			$account01 = array_filter($result['accountList'], function($item){
+				return $item['accountType'] == '01';
+			});
+			$account01 = $account01[array_key_first($account01)];
+			$account02 = array_filter($result['accountList'], function($item){
+				return $item['accountType'] == '02';
+			});
+			$account02 = $account02[array_key_first($account02)];
+			if(!empty($account01['cashAmount'])){
+				$desc .= '，可提现金额：'.$account01['cashAmount'].'元';
+			}
+			if(!empty($account01['uncashAmount']) && $account01['uncashAmount'] > 0){
+				$desc .= '，不可提现金额：'.$account01['uncashAmount'].'元';
+			}
+			elseif(!empty($account02['uncashAmount'])){
+				$desc .= '，不可提现金额：'.$account02['uncashAmount'].'元';
+			}
+			if(!empty($result['settledUnpaidAmount'])){
+				$desc .= '，待结算金额：'.$result['settledUnpaidAmount'].'元';
+			}
+
+			return ['code'=>0, 'amount'=>$account01['cashAmount'], 'msg'=>$desc];
+		}catch(Exception $ex){
+			return ['code'=>-1, 'msg'=>$ex->getMessage()];
+		}
+	}
+
+	//付款异步回调
+	static public function transfernotify(){
+		global $channel;
+
+		require(PAY_ROOT."inc/YseqtClient.php");
+
+		$client = new YseqtClient($channel['appid'], $channel['appkey']);
+		$verify_result = $client->verify($_POST);
+
+		if($verify_result) {//验证成功
+			$arr = json_decode($_POST['bizResponseJson'], true);
+
+			if($arr['state'] == 'SUCCESS'){
+				$status = 1;
+			}else{
+				$status = 2;
+				if($arr['msg']){
+					$errmsg = $arr['msg'];
+				}
+			}
+			processTransfer($arr['requestNo'], $status, $errmsg);
+			
+			return ['type'=>'html','data'=>'success'];
+		}
+		else {
+			//验证失败
+			return ['type'=>'html','data'=>'fail'];
+		}
+	}
+}