pay/plugins/umfpay/inc/UmfService.class.php

<?php

class UmfService
{
	private $pay_req_url = 'http://pay.soopay.net/spay/pay/payservice.do';
	private $charset = 'UTF-8';
	private $sign_type = 'RSA';
	private $res_format = 'HTML';
	private $version = '4.0';
	private $mer_id;
	private $platform_public_key;
	private $merchant_private_key;

	public function __construct($mer_id)
	{
		$this->mer_id = $mer_id;
		if (!file_exists(PAY_ROOT . 'cert/cert.pem')) {
			throw new Exception('请将平台公钥cert.pem放到/plugins/umfpay/cert/文件夹下');
		}
		if (!file_exists(PAY_ROOT . 'cert/key.pem')) {
			throw new Exception('请将商户私钥key.pem放到/plugins/umfpay/cert/文件夹下');
		}
		$this->platform_public_key = file_get_contents(PAY_ROOT . 'cert/cert.pem');
		$this->merchant_private_key = file_get_contents(PAY_ROOT . 'cert/key.pem');
	}

	//发起API请求
	public function submit($params){
		$public_params = [
			'charset' => $this->charset,
			'sign_type' => $this->sign_type,
			'res_format' => $this->res_format,
			'version' => $this->version,
			'amt_type' => 'RMB',
			'mer_id' => $this->mer_id,
		];

		$params = array_merge($public_params, $params);
		$params = $this->doEncrypt($params);
		$params['sign'] = $this->generateSign($params);

		$response = get_curl($this->pay_req_url, http_build_query($params));
		if(!$response){
			throw new Exception('请求接口失败');
		}
		//对账直接返回
        if($params["service"] == "download_settle_file"){
            return $response;
        }
		return $this->parseHTMLStr($response);
	}

	//获取支付跳转链接
	public function getpayurl($params){
		$public_params = [
			'charset' => $this->charset,
			'sign_type' => $this->sign_type,
			'res_format' => $this->res_format,
			'version' => $this->version,
			'amt_type' => 'RMB',
			'mer_id' => $this->mer_id,
		];

		$params = array_merge($public_params, $params);
		$params = $this->doEncrypt($params);
		$params['sign'] = $this->generateSign($params);

		$url = $this->pay_req_url . '?' . http_build_query($params);

		return $url;
	}

	private function parseHTMLStr($htmlStr){
		preg_match('/<META\s+name="MobilePayPlatform"\s+content="([\w\W]*?)"/si', $htmlStr, $matches);
		$content = $matches[1];
		if(!$content){
			throw new Exception('平台返回html解析失败');
		}
		$params = [];
		$strs = explode('&',$content);
		foreach($strs as $str){
			$arr = explode('=',$str);
			$params[$arr[0]] = $arr[1];
		}
		//if(!$this->verifySign($params)){
		//	throw new Exception('平台响应数据验证签名失败');
		//}
		return $params;
	}

	public function responseUMFstr($params){
		$public_params = [
			'sign_type' => $this->sign_type,
			'version' => $this->version,
			'mer_id' => $this->mer_id,
			'ret_code' => '0000',
			'ret_msg' => 'success'
		];

		$params = array_merge($public_params, $params);
		$params['sign'] = $this->generateSign($params);
		$str = '';
		foreach($params as $key=>$value){
			$str .= $key.'='.$value.'&';
		}
		$str = substr($str,0,-1);
		return $str;
	}

	//获取待签名字符串
	private function getSignContent($param){
		ksort($param);
		$signstr = '';
	
		foreach($param as $k => $v){
			if($k != "sign" && $k != "sign_type" && $v!=''){
				$signstr .= $k.'='.$v.'&';
			}
		}
		$signstr = substr($signstr,0,-1);
		return $signstr;
	}

	//请求参数签名
	private function generateSign($param){
		return $this->rsaPrivateSign($this->getSignContent($param));
	}

	//验签方法
	public function verifySign($param){
		if(empty($param['sign'])) return false;
		return $this->rsaPubilcVerify($this->getSignContent($param), $param['sign']);
	}

	//敏感字段加密
	private function doEncrypt($param) {
		$chkKeys = array(
			"card_id",
			"valid_date",
			"cvv2",
			"pass_wd",
			"identity_code",
			"card_holder",
			"recv_account",
			"recv_user_name",
			"identity_holder",
			"identityCode",
			"cardHolder",
			"mer_cust_name",
			"account_name",
			"bank_account",
			"endDate",
		);
		foreach($chkKeys as $key){
			if(isset($param[$key])){
				$param[$key] = $this->rsaPubilcEncrypt($param[$key]);
			}
		}
		return $param;
	}

	//商户私钥签名
	private function rsaPrivateSign($data){
		$pkeyid = openssl_get_privatekey($this->merchant_private_key);
		if(!$pkeyid){
			throw new Exception('签名失败，商户私钥不正确');
		}
		openssl_sign($data, $signature, $pkeyid);
		$signature = base64_encode($signature);
		return $signature;
	}

	//平台公钥验签
	private function rsaPubilcVerify($data, $signature){
		$pubkeyid = openssl_get_publickey($this->platform_public_key);
		if(!$pubkeyid){
			throw new Exception('验签失败，平台公钥不正确');
		}
		$result = openssl_verify($data, base64_decode($signature), $pubkeyid);
		return $result;
	}

	//平台公钥加密
	private function rsaPubilcEncrypt($data){
		$pubkeyid = openssl_get_publickey($this->platform_public_key);
		if(!$pubkeyid){
			throw new Exception('加密失败，平台公钥不正确');
		}
		openssl_public_encrypt($data, $encrypted, $pubkeyid);
		$encrypted = base64_encode($encrypted);
		return $encrypted;
	}

	//商户私钥解密
	private function rsaPrivateDecrypt($data){
		$pkeyid = openssl_get_privatekey($this->merchant_private_key);
		if(!$pkeyid){
			throw new Exception('解密失败，商户私钥不正确');
		}
		openssl_private_decrypt(base64_decode($data), $decrypted, $pkeyid);
		return $decrypted;
	}
}